Do I have to put the car insurance on my name?

Marcel Van Den Cruyce had next question: Do I have to put the car insurance on my name beacause now it is standing on my wife’s name but she is bedridden so I am the the head user now?

According to De Clippele, the representive of Assuralia, this is not obliged. But it is a good idea to inform the insurer, so that they know the situation. Then you are safe and the insurer cannot blame you afterwards.
You can also change the name in the policy, this contains no other changes. The premium wount increase or decrease because the car is now standing on the husbands name. They cannot make a difference between man or wife. The history of damage of the insurer on the contrary can form a problem. That is why it is better to inform the insurer. Because when you already had some accidents, the risk to insure you is higher.

Also the ages can form a problem. Because when you place the policy on a younger person, you will have to pay a higher premium.
You do not have to register the car again if you place him on another name. If the car is registered and you have a licence plate you can easily change of insurer or insured.

In my opinion it is a good idea to change the name of the head user. Because when you get an accident the insurer always looks and searches for something so they do not have to pay. It can be that the premium rises, that is an advantage but you are sure you are insured correctly.

De Ridder Steffie

Source: http://www.standaard.be/Artikel/Detail.aspx?artikelId=DO286M0Q&word=verzekering