The insurers helped over 12 000 people this year caused by water damage related to the long period of freezing cold. According to the first estimation of Assuralia, which is the federation of the sector of insurance in Belgium, the water damage of January 2009 will cost about 29 000 euro’s.
But the record of highest water damage in Belgium isn’t broken. Because of the winter 1996 and 1997, the insurers counted 20 000 files of water damage, which leaded to a cost of 32 million.
Claims for water damage are approximately 1.500 to 1.600 euro’s. The damage caused by a flood is much higher, the average price is 4.300 euro’s.
The house insurance only covers for furniture damage which is the result of soaking through the roof or a leakage in the water pipe. It also compensates the costs that are made to prevent that there would be damage or to restrict the consequences of water damage.
Since 2006 every house insurance includes an obligated warrant “natural disasters”, whereby floods and earthquakes are covered.
In my opinion I think it’s good that the insurers pay for water damage, because it is caused by mother nature. It isn’t the fault of people who are influenced by it. But I do think that some people should take better care of their houses because sometimes the damage is their own fault, when their roof gutter is for example blocked up, they should take care of it.
Ruth Blommaert
http://www.hln.be/hln/nl/2652/Extreem-Weer/article/detail/704564/2009/02/18/Vrieskou-veroorzaakt-voor-23-miljoen-aan-waterschade.dhtml
But the record of highest water damage in Belgium isn’t broken. Because of the winter 1996 and 1997, the insurers counted 20 000 files of water damage, which leaded to a cost of 32 million.
Claims for water damage are approximately 1.500 to 1.600 euro’s. The damage caused by a flood is much higher, the average price is 4.300 euro’s.
The house insurance only covers for furniture damage which is the result of soaking through the roof or a leakage in the water pipe. It also compensates the costs that are made to prevent that there would be damage or to restrict the consequences of water damage.
Since 2006 every house insurance includes an obligated warrant “natural disasters”, whereby floods and earthquakes are covered.
In my opinion I think it’s good that the insurers pay for water damage, because it is caused by mother nature. It isn’t the fault of people who are influenced by it. But I do think that some people should take better care of their houses because sometimes the damage is their own fault, when their roof gutter is for example blocked up, they should take care of it.
Ruth Blommaert
http://www.hln.be/hln/nl/2652/Extreem-Weer/article/detail/704564/2009/02/18/Vrieskou-veroorzaakt-voor-23-miljoen-aan-waterschade.dhtml
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